Long-Term Care Insurance Now

Seven K.E.Y. Questions Case Study: Tony and Natalie

Scott A. Olson

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0:00 | 9:39

In this episode, long-term care insurance expert Scott A. Olson uses a real-world case study to reveal how a pitch for life insurance with a chronic illness rider falls short as a long-term care strategy. By putting the proposal through his Seven K.E.Y. Questions test, Scott exposes hidden pages, non-guaranteed values, and the heavy impact of inflation on weak benefit pools. See how a properly designed policy compares, offering guaranteed inflation protection and over $1.1 million in LTC benefits for the same premium.

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Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232.

Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.